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1. Always pay your bills on time, but if you missed the deadline, get current and stay current.
2. If you have problem making the ends meet, you should get in touch with your creditors to help you with managing your credit and pay bills on time.
3. Pay off debt rather than moving it around.
4. Don’t close unused credit cards as short-term strategy to raise your score.
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6. Don’t close paid-off, old accounts.
7. Keep balances low on credit cards.
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