Tuesday, October 20, 2009
When you hit 65, it's time to enroll in Medicare 101
by James L. Watt
posted by Jameel Murray
Congratulations — you’ve reached the milestone age of 65! Many things will change, not the least of which is a change in health insurance as you go on Medicare.
Many of you are filled with questions: “Will Medicare be enough?” “What kind of Medicare supplement should I get?” “What about drug coverage?” “Will pre-existing conditions be covered?” “How much will this cost me?”
I’ve got good news! You have many good choices — it’s just a matter of figuring out the best option for you!
Q. Who can get Medicare?
A. Most people 65 or older who have worked at least 10 years, while paying Social Security taxes, will qualify. Even if you’ve not worked long enough, you can still qualify, if you are the spouse of someone—living or deceased—who has worked long enough.
Persons under age 65 who have received Social Security disability for 24 months also qualify for Medicare.
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